In order to provide the easier and convenient accessing of services of ncsecu, the company offers a mobile services where you can get the advantages like alerts, another chance, mobile services, mobile payments, one time passcode, two-way text messaging, and Visa checkout. To get the alerts service from ncsecu Mobile, you can sign up via member access for receiving a variety of account and security notifications on your mobile device. You will be able to receive different types of alerts such as security alerts, one time passcode, and account alerts. In security alerts, the Credit Union continuously monitors Member Access for potentially fraudulent transactions. With the use of security alerts, the customers can able to get the immediate notifications on your mobile device if and when any high risk transaction occurs. The security alerts are meant to be designed for protecting your accounts during any current and potential online threats. To create more security for your account, it offers one time passcode alert which can be sent to your mobile device whenever you're performing online transactions. For each security challenge, a unique code will be sent to the mobile device for making a more secure method of identity verification. The Account Alerts will allow you to choose one or more alert types for each of your eligible deposit accounts. Account Alerts will notify you of elected activity on your SECU accounts. The activities included receive an alert on your mobile phone in order to make a deposit or transfer to prevent an item from being returned due to insufficient funds. You can monitor your debits or withdrawals when your indicated threshold amount is reached. You can choose a low balance and deposit threshold to help monitor your money spending. Be informed faster of insufficient funds and overdraft fees. Another Chance alert also can be sent to your mobile device through the Credit Union's alert service. This alert will be notified you to make a deposit or transfer before preventing an item from being returned due to insufficient funds. Via ncsecu Member Access, you can register for this alert service and make a deposit to your checking account. ncsecu Mobile Payments allow you to use your SECU debit or credit card with just one tap or click from your device. These mobile payment are easy to use and more secure with all benefits of your SECU credit and debit cards. There are different types of mobile payments using ncsecu online website ncsecu.org such as Apple Pay, Android Pay, Samsung Pay and Microsoft Wallet. The customers can gain more benefits from a variety of mobile services including manage your accounts on the go with mobile access, receive real-time security alerts, set up and receive security alerts, send a text to receive your account balance and a history, and access the mobile site. Two-way text messaging is the mobile service which can help you to receive current account balance and account history notifications through a text message. Using Member access, this service will be validated during registration process. For your added security, the company will not send some specific account information through alerts or two way messaging. It will never ask for your account information or send scam notifications via text message in any case.